We switched to the envelope system a while ago, after years of snickering at the practice, and I’m beginning to think it works. Somewhat. The envelope system is a cash-only budgeting technique in which you stick the cash you’ve thoughtfully allotted for Groceries, Dining Out, Clothes and other expenses in as many envelopes as you […]
Entries from September 2007
Talk to the Envelope
September 28th, 2007 · No Comments
Tags: Spending · The Envelope System · Your Values
This is an emergency?
September 12th, 2007 · No Comments
This morning, Muck and I spent $4.60 exactly (I just found out Muck didn’t tip; as a former waitress, I’m appalled) on a pretty average cafe au lait and a very tasty almond croissant. We’ve recently switched over to the famed “envelope system” as a way of curbing our spending on eating and drinking out, […]
Tags: Saving · The Emergency Fund
Why the personal finance press fails us
September 1st, 2007 · No Comments
We read everything we can about personal finance, and I have to say, it usually disappoints us. Eighty percent of the time, writers, editors and gurus make the assumption that they are talking to an audience of people who have a steady paycheck, health insurance and a retirement plan at work. If you are, in […]
Tags: Books · Gurus · Magazines · Non Sequiturs, Rants and Whines · Pay Yourself First · People Like Us · Pluralis Majestatis · Saving · Savings goals and dreams · What We're Reading