Freelance Finance

Muck and Mire’s guide to financial serenity for the self-employed

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Entries from January 2008

Where’s the love?

January 31st, 2008 · No Comments

An innocent freelancer decides to confront her mounting debt. And she writes about it in the “pages” of a well-known online magazine. What happens? In two days, Sarah Hepola’s article on Salon racks up 195 comments, mostly from very angry people who, among other things, mock her for having lower debt than they do, for […]

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Tags: The Crushing Misery of Debt

Why are people such dumbasses?

January 29th, 2008 · No Comments

It’s the beginning of tax season, so we’re starting to receive 1099s from clients from whom we did work this year. And a lot of these seem to be going to the wrong address. It drives me crazy. This happens every year. Every year. No matter how often you tell a client what your current […]

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Tags: Death and Taxes

The Anatomy of the Tax Fund

January 5th, 2008 · No Comments

When I first went freelance, I took the advice of a friend who had been doing this longer than I had. As each check came in, she socked away a third (roughly 30 percent) in a separate account intended for taxes. Each quarter, when she needed to pay her estimated taxes, she dipped into the […]

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Tags: Death and Taxes · Pay Yourself First · Saving · Savings goals and dreams · The Emergency Fund · The Retirement Fund

16 Things Freelancers Must Know About Money

January 1st, 2008 · No Comments

So you want to be a freelancer. What kind do you want to be? Either you can have a steady job and freelance on the side, or you can be a full-time freelancer. Mire and I support ourselves entirely on freelancing. It is wonderful, inspiring, and challenging work, but it never fails to drive us […]

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Tags: Pleasures of the freelance life