Freelance Finance

Saving money as a freelancer, independent contractor or whatever you choose to call yourself if you don’t happen to have a full-time job with bennies, is tricky. We’ve discussed this before: Saving regularly is more challenging when your income is constantly changing. This is why Muck and I stick with percentages, which has worked like […]

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How to save money fast…10 ways to get out of debt now…How to become a millionaire….and so on and so forth and blah, blah, ad nauseum, BLAH. With all of this free information available about personal finance, you’d think that Americans would be walking around in stellar financial shape. But alas, mon frere, you would […]

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Last week we did some traveling, sharing the Freelance Finance System with some new friends and acquaintances. One question that came up often: Will people really be disciplined enough to save money this way? The question is rooted in the notion that people are by nature bad savers, that they will routinely spend their cash […]

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As the Oscars approach, I made a point the other night of watching Billy Wilder’s 1960 film, “The Apartment,” which won the Academy Awards that year for Best Picture, Best Director, and Original Screenplay, among others. The film got me thinking about the trade-offs all self-employed people make. The movie tells the story of a […]

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We switched to the envelope system a while ago, after years of snickering at the practice, and I’m beginning to think it works. Somewhat. The envelope system is a cash-only budgeting technique in which you stick the cash you’ve thoughtfully allotted for Groceries, Dining Out, Clothes and other expenses in as many envelopes as you […]

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