Freelance Finance

Are you outraged about the price of mobile phones? You should be. If you go over your allotted minutes, your carrier hits you with fees. If you stay substantially under your allotment, you’re wasting money. Yes, yes, I know some carriers offer carryover. But if you haven’t used those extra minutes this month, what makes […]

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How to save money fast…10 ways to get out of debt now…How to become a millionaire….and so on and so forth and blah, blah, ad nauseum, BLAH. With all of this free information available about personal finance, you’d think that Americans would be walking around in stellar financial shape. But alas, mon frere, you would […]

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We love Money magazine, and have been reading it for years. But recently, we had a good laugh at the publication’s expense. When our subscription neared its end, we received a renewal order form telling us it was time to pay up if we wanted to keep receiving the magazine. The mag was offering a […]

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Here’s an item to be filed under the heading, “too little, too late”:
The lame duck calls a quackin’ from Washington D.C. about an economic stimulus package.
For the good of the American people.
For the hard-working taxpayers.
Riiiight.

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We switched to the envelope system a while ago, after years of snickering at the practice, and I’m beginning to think it works. Somewhat. The envelope system is a cash-only budgeting technique in which you stick the cash you’ve thoughtfully allotted for Groceries, Dining Out, Clothes and other expenses in as many envelopes as you […]

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