Freelance Finance

Muck and Mire’s guide to financial serenity for the self-employed

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16 Things Freelancers Must Know #11: Always Be Billing

April 3rd, 2008 · No Comments

Lawyers follow this dictum, otherwise known as ABB, and so should you. Once your work’s submitted, submit an invoice immediately. Sure, there are going to be revisions, but if the clients know they’re going to use your work, they may very well go ahead and pay. On some occasions, I have actually been paid before [...]

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Tags: Getting Paid · Invoices · Managing clients · Non Sequiturs, Rants and Whines · Pay Up, Sucker

So. Yeah. We have a book deal.

March 26th, 2008 · 2 Comments

Mire and I have yet to tell you guys more about our deal to produce a personal finance book for freelancers and independent workers for Random House. But there’s not much to tell. Obviously, the ball in is our court. We’ve had the idea for a long time. I’ve freelanced a dozen years; Mire for [...]

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Tags: Books · Pluralis Majestatis

Beyond Freelance

March 12th, 2008 · No Comments

Personal finance for freelancers is, essentially, what this site is about. But in truth, “freelance” is much too limiting a word for the audience that this site seeks to serve. It offers personal finance musings (and, we’d like to think, some useful advice) to anyone who does not have the financial advantage of a salary [...]

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Tags: Non Sequiturs, Rants and Whines · People Like Us · Pluralis Majestatis

Money doesn’t come cheap—or does it?

March 4th, 2008 · No Comments

We love Money magazine, and have been reading it for years. But recently, we had a good laugh at the publication’s expense. When our subscription neared its end, we received a renewal order form telling us it was time to pay up if we wanted to keep receiving the magazine. The mag was offering a [...]

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Tags: Magazines · Spending

Freelancers never retire…(and other myths)

February 8th, 2008 · No Comments

Personal finance for freelancers is a tricky topic for many reasons, perhaps the most obvious of which is that our work lives—and the erratic payments that often go along with it—look a lot different than most people’s. Saving for retirement is a must for anyone who doesn’t want to spend their golden years panicked about [...]

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Tags: Getting Organized · Non Sequiturs, Rants and Whines · People Like Us · Pleasures of the freelance life · The Retirement Fund

16 Things Freelancers Must Know About Money

January 1st, 2008 · No Comments

So you want to be a freelancer. What kind do you want to be? Either you can have a steady job and freelance on the side, or you can be a full-time freelancer. Mire and I support ourselves entirely on freelancing. It is wonderful, inspiring, and challenging work, but it never fails to drive us [...]

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Tags: Pleasures of the freelance life